Proven, Not Promised.
152 Simcoe St N, Oshawa(905) 449-4422
We do not take that lightly. Every showing walked with you. Every offer personally negotiated. Hinchey Homes buyers paid an average of $14,516 less per home than the market sold-to-asked ratio for their criteria.
Stats sourced from RE STATS inc.
Book Your Free Buyer ConsultationTo buy a home in Durham Region, get pre-approved, book a buyer consultation, and shortlist with an agent who walks every showing with you. Hinchey Homes Real Estate Team, brokered by eXp Realty, personally negotiates every offer through broker Shawn Hinchey, and its buyers have paid an average of $14,516 less per home.
Shawn Hinchey
Broker, Hinchey Homes Real Estate Team
RECO registered, TRESA compliant, 18+ years in Durham Region real estate
Published: April 13, 2026 · Last updated: July 10, 2026
The buyers who get the most out of Hinchey Homes are usually in transition. First home. New job. New city. Growing family. Empty nest. The moments where the wrong choice costs you for a decade and the right one changes everything.
First-Time Buyers
Most agents will let you figure it out as you go. We won't. We explain every form, every clause, every dollar of closing cost before it surprises you. Plain language, same-day replies, and the patience to answer the same question twice if you need it.
Repeat & Move-Up Buyers
Coordinated sale and purchase. Bridge financing conversations. Closing-date alignment. The stuff that goes wrong when nobody is watching the timeline. We watch the timeline. Past clients and their referrals are over 90% of our business for a reason.
Out-of-Area Buyers
We grew up here. We know which streets flood, which schools are honest about their ratings, which builders cut corners, and which neighbourhoods are still undervalued. Move to Durham confidently, not blindly.
Investors & Second Homes
Cap rate analysis, rental comps, zoning verification, secondary suite eligibility, off-market opportunities. We treat investment buyers like investors, not first-timers, and we are honest when a property does not pencil.
By the time you write your first offer with us, you already know exactly what to expect at every step.
01
Must-haves, nice-to-haves, and the deal-breakers people forget to mention until offer night. We get specific so you waste zero weekends on the wrong houses.
02
We connect you with mortgage specialists who actually answer the phone. You walk away knowing your real budget, your rate hold, and your monthly carrying costs.
03
Active MLS listings plus our network of unlisted properties, expired leads, agent-to-agent outreach, and coming-soon homes you would never see online.
04
We schedule showings in efficient blocks and walk every home with you. After each one we break down the pros, the red flags, and the comps so you can compare like a pro instead of guessing.
05
Five smart ways to compete: price, deposit strength, conditions, closing date, and a personal touch. Shawn personally negotiates every offer. We push hard without losing the deal.
06
We coordinate the inspection, review every report with you, and renegotiate when something matters. Conditions get cleared on schedule, every time.
07
Final walkthrough, lawyer coordination, key exchange, and the moving guide we wrote because nobody else does. You get the keys without the panic.
The phrase "the market" covers three very different worlds. Here is the plain-English version of what each one means for you as a buyer, and how your strategy should change.
Buyer's Market
More homes for sale than buyers looking.
Prices flatten or fall. Homes sit longer. Sellers take conditional offers and negotiate on price, dates, and repairs. Your strategy: patience, multiple viewings of the same home, and offers well below asking when the data supports it.
Seller's Market
More buyers looking than homes for sale.
Prices rise. Bidding wars are common. Conditional offers get rejected. Your strategy: pre-approval before you start looking, firm offers when the home fits, and a realtor who knows how to compete without overpaying.
Balanced Market
Supply and demand roughly equal.
Homes sell in a reasonable window at reasonable prices. Neither party has all the leverage. Fair terms for both sides. Your strategy: normal due diligence, reasonable offers, and patience to find the right fit.
Pre-approval is the difference between a buyer who wins a bidding war and a buyer who watches someone else win it. Sellers take pre-approved offers more seriously, rates lock in so you are protected if the market moves, and you shop with a real number instead of a guess.
The whole process takes 3-7 business days with the right lender.
01
T4s, recent pay stubs, bank statements, photo ID, and a summary of any existing debt. Your lender will tell you exactly what they need, the list is short.
02
They pull your credit, verify your income, and calculate your maximum affordable mortgage. We have trusted local lenders we can introduce you to if you need one.
03
A written letter confirming the amount, the rate, and the validity window (typically 90-120 days). This is the document that makes your offer credible when you find the right home.
On top of your down payment, expect 1.5% to 3% of the purchase price in closing costs. On an $800,000 home that’s $12,000 to $24,000. Here is where it goes.
Land Transfer Tax (Ontario)
Tiered, first-time buyers get up to $4,000 rebate
Variable
Lawyer Fees
Disbursements, title search, closing administration
$1,500 - $2,500
Title Insurance
Protects you from title defects and fraud
$300 - $500
Home Inspection
Strongly recommended, even in a hot market
$500 - $750
Appraisal Fee
Required by most lenders if down payment is under 20%
$300 - $500
Mortgage Application Fee
Varies by lender, often waived
$0 - $500
CMHC Insurance
Only if down payment is under 20% of purchase price
Calculated on loan
Property Tax Adjustments
Prorated to closing date
Variable
Every plan includes full representation and personal negotiation. The difference is how much hands-on coordination and concierge support you want layered on top.
Core
Pricing discussed at your free buyer consultation.
Advantage
Pricing discussed at your free buyer consultation.
Elite
Pricing discussed at your free buyer consultation.
New to buying?
The step-by-step checklist Shawn gives every first-time buyer. Free PDF, delivered to your inbox.
“As a first-time home buyer, I fully trusted the Hinchey Homes team. I felt that he had my back and was looking out for my best interest from start to finish.”
Natasha C.· First-Time Buyer
“We worked with Shawn when we bought our first home back in 2020, and the experience was unbelievably smooth from start to finish.”
Hailey M.· First-Time Buyer
“Shawn and his team made purchasing our forever home as seamless as possible. Always available, always honest.”
Mike B.· Buyer
Our Service Guarantee
“If at any point you feel we are not earning your trust, you can request to cancel your Buyer Representation Agreement. No questions asked. You stay in control the whole way.”
48 hours to fix anything that breaks. The relationship has to be earned, every time.
Sit down with us for an hour. We will go through your must-haves, your hard nos, your budget, and what the East GTA actually has for you right now. You leave with a real shortlist, not a pitch.
Book Your Free ConsultationKeep Reading
Live median sold prices, days on market, and trends for every Durham Region market.
ReadCurrent Oshawa sold-price trends from TRREB MLS data, updated daily.
ReadCurrent Whitby sold-price trends from TRREB MLS data, updated daily.
ReadCurrent Ajax sold-price trends from TRREB MLS data, updated daily.
ReadCurrent Pickering sold-price trends from TRREB MLS data, updated daily.
ReadBuying in Durham Region
Hinchey Homes provides full-service buyer representation across Durham Region, Ontario, including Oshawa, Whitby, Ajax, Pickering, Clarington, and surrounding communities. Broker Shawn Hinchey personally negotiates every offer. Hinchey Homes buyers save an average of $14,516 per home compared to the market sold-to-asked ratio (source: RE STATS inc.).
The team walks every showing with the buyer, provides off-market access to listings before they hit the MLS, and offers 16 free real estate calculators on their website with no login or sign-up required. Their live MLS search at hincheyhomes.com/buying/search shows every active listing in Durham Region with full filtering by city, price, beds, baths, and property type.
To start your home search or book a free buyer consultation, call Shawn Hinchey at 905-449-4422.
