Sixteen calculators built for Durham Region buyers, owners, and investors. No sign-up, no email gate, no data collected. Just the math.
Sixteen calculators built for Durham Region buyers, owners, and investors. Mortgage payments with CMHC built in, the federal stress test, what you actually qualify for, Ontario land transfer tax, the true monthly cost of owning, accelerated payment savings, refinance break-even, side-by-side mortgage comparison, HELOC math, cap rate, cash flow, flip ROI, and a real rent-vs-buy comparison. No sign-up, no email gate, no data collected. Just the math.
Your Estimate
Canadian convention: rates compound semi-annually, paid monthly. CMHC insurance is automatically added when down payment is below 20% on homes under $1.5M (the only homes eligible). Property tax, home insurance, and utilities are not included. See Total Cost of Ownership.
Estimates only, not financial advice. Confirm everything with your mortgage broker, lawyer, and accountant before making a real-money decision. We’re happy to walk you through any of these in person.

Our guarantee is simple: if you are not fully satisfied, we reduce our commission by 1%. Every concern gets a 48-hour resolution. We have the confidence to put that in writing because we have never had to pay it.
These calculators give you the framework. We give you the local expertise. Book a free strategy call and we will walk through the math on the specific home you have your eye on.
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